Frequently Asked Questions

Investment Solutions

  • A. No. Please refer to "Terms of conditions"
  • B. You may however share with your family
  • A. Yes. There is No “output” difference between AIS and solutions from large banks or Robot Investment Platforms
  • B. Yes. We apply the same algorithms just much more risk-return efficient as our costs are in some cases 1/10 of bank costs.
  • C. Yes. IE.Com employ people staff with more than 15 years of professional industry experience, and PC staff with the required skills of not being emotional when markets tend to fluctuate.
  • A. You are yourself responsible for implementing investment solutions in your portfolio. With the freely available PDF file from IE.com you can trade in your Internet Bank or send it to a Broker or contact person in the bank
  • B. Because Investmentexcel.com is ad-driven by suggesting some ETF Broker platforms
  • C. Because IE.Com takes the conveyed message from academia serious. No need for 100 people discussing if stocks go up or down tomorrow.
  • D. We hire PC’s not people
  • E. Our company domicile is 2 square-meter
  • A. AIS is a connected series of robots with a minor human touch
  • B. AIS produces investment suggestions founded on unambiguous academic principles through 50 years of research
  • C. AIS is an equilibrium model that calibrates investment signals from long-term and fundamental macroeconomic and microeconomic structures
  • D. AIS produces currently 16 standard solutions across various risk-tolerance levels of investors belonging to currency regimes in US, UK, Europe and Denmark
  • E. You have NO risk on Investmentexel.com. You have your money in your own account 100% and always
  • A. All solutions are constrained by a minimum of high-score ESG ETF’s.
  • B. “August Invest Green” is a clear and green alternative with approx. 50% of all companies being in the “Green Technology” sector with Water, Solar and Biomass
  • A. All solutions are tailored individual regions or currency regions
  • B. We have 0 currency in out USD product, and a small currency risk in our GBP, EUR and DKK solutions. Why? Because some needed ETF’s are not issued in other than USD.
  • C. In every global ETF there is implicit currency risk. So, a global commodity USD based ETF has real estate e.g. in EUR, GBP, AUD, JPY and so on.
  • A. Yes. Some ETF’s are not accumulating and will distribute annually or more frequent
  • B. It is though a minor percentage distribution that impacts the risk-return profile insignificantly
  • C. We suggest you leave the amount in cash to next rebalancing
  • A. From each freely available solution across nationality and risk-tolerance, you can accesses a PDF file that includes the specific portfolio. Tailored to your preferences. This portfolio will cost you expensively in banks. With this PDF you can type the portfolio in your Internet Bank or send it to your contact person in a (physical) bank
  • B. The PDF contains specific exchange codes and all you need is to sign the PDF and send it to your contact person or Broker
  • A. Minimum on the 30.06 and 31.12 in every year.
  • B. All solutions or individual solutions may be updated and rebalanced in between those dates
  • C. Only “Premium” users will be readily notified about in-between changes
  • A. Our customized solution provides ample options in this regard
  • B. You can increase your risk in the Opportune class with 50-75%
  • A. Yes. Under Customized Solutions we build both passive and active benchmarks
  • B. Yes. We also help monitoring through our Performance Measurement Tools.
  • A. We suggest several low-cost ETF Broker Platforms. Please refer to “August Invest Presentation” in the left side of the homepage
  • B. In some cases you can negotiate a low cost if you tell the portfolio is a part of a “rule” based procedure.
  • A. We understand. This why we have provided a video and Excel workbook for download under “Trading Analysis”
  • B. You can always contact IE.com on the red hotline phone
  • A. What you earn is not because of the bank. It is despite the bank. You earn 15% pr. year because you have taken risk. A lot of risk. This is how it works. You have paid for the 15% already with the risk of losing 50% in one week.
  • B. Say, you invested USD 100.000 10 years ago. With 15% p.a. you have USD 404.556 today. Without costs you would have USD 493.151 instead. So, the bank took almost USD 90.000! Just for delivering the return from the market
  • A. No. Trading costs vary a lot from time to time and even person to person.
  • B. We suggest several ETF platforms that have extremely low (if any) trading costs (e.g. Saxo Bank)
  • A. Beware that some multi-currency ETF’s have same ISIN
  • B. Some banks may not for business clauses trade all issue names. A recommend way to avoid this challenge, is to pre-trade send the PDF file to the Broker and get pre-approval. Otherwise try one of the suggested Brokers on IE.com. See “August Invest Presentation” on the left side of the homepage.
  • A. August Invest is similarly to other asst management solution gross returns. That is, before any taxes. Taxes are individual and based e.g. on tax-deductibility in a certain year.
  • B. Some but not all ETF funds in the Danish and European AIS solutions comply to UCITS.

Financial Education and Trading Analysis

  • A. No. Please refer to out “Terms of Conditions”
  • B. What you can do is to share with friends in small groups
  • No. Please refer to out “Terms of Conditions”